Amortisation is the repayment of all or part of a mortgage loan in equal instalments, usually on an annual basis. Generally speaking, the 2nd rank must be repaid within 15 years, or within 65 years at the latest. Lenders will give you a choice between direct or indirect amortisation.

This part of real estate financing requires special attention, since the adopted strategy could allow you to gain or lose a lot.

MORTGAGE SIMULATOR 

Articles on amortisation / life insurance

• Direct amortisation
• Indirect amortisation
• Indirect or direct amortisation ?
• 3rd pillar bank deposit
• 3rd pillar insurance
• Linked 3rd pillar A
• Private 3rd pillar B
• Whole life insurance
• When rates are low, should we amortise more?