News and Guide

News from DL and information on the financial market and Swiss romande real estate

Published by : dl

Marginal tax rate

In order to develop an efficient tax strategy, you should consider the marginal tax rate. Let us help you understand what this means.

Learn more

Direct or indirect amortisation?

Here is a quantitative comparison of a direct and an indirect amortisation scenario:

Example: simplified calculation for a loan of CHF 500,000 for one year (fixed rate of 3%) with an annual amortisation of CHF 5,000 and a marginal tax rate of 35% (taxable income around CHF 120,000).

Learn more

Should you invest all of your personal equity?

What to do if your equity exceeds 20% + 5%? Should you invest everything or only the required minimum?

Learn more